If you are looking for insurance for your business, we have a wide variety to protect your assets

We are One-Stop Business Insurance Agency to Get Comprehensive Protection Against Financial Losses.
 
Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you:
 
TC Insurance Solutions is your insurance in NC and SC – providing wide-ranging coverage plans to protect your business against risks and financial losses.
 
We are an independent insurance agent, representing multiple “A+” insurance companies to provide various types of business insurance plans to choose from. You’ll have complete peace of mind knowing there is an experienced agency to take care of your diverse insurance needs.

We’re Fast & Affordable

We know how important time is for you, as an entrepreneur you look for the best security and at the best price, that is why we are here to help you

We’re Tailored To You

Tired of being offered insurance that you do not need?
We adapt our insurance to your needs to provide you with the best coverage.

We’re Flexible With Coverage

We adapt all our commercial insurance for when you need it, high or short seasons, you ask, we help you.

Commercial insurance for small businesses

Many times small businesses can be harmed by claims or blankets that could bring consequences to their business. When choosing a commercial insurance we make the process fast.

- Contact us by phone
- Take the form we will answer you
- Find us on social media

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Types of Commercial Insurance

If you have a business you need to have commercial insurance so that you and your employees are protected

The best commercial insurance in North Carolina

Business insurance in Charlotte north carolina tailored to your need.

Comprehensive and Affordable Business Insurance Tailored to Your Needs
Every business has unique insurance needs depending on their type and complexities.
Our expert insurance agents understand this and therefore, offer business insurance solutions that are tailored to each business. Typically, we specialize in the following types of business insurances:

Business insurance in Charlotte, North Carolina, tailored to your need

Commercial Auto Insurance

If you own, rent or lease a car or any other vehicle for business purpose, it is crucial to get it insured to cover for financial losses in the event of an accident, theft, vandalism, or other perils. We will find the right commercial auto insurance that will provide maximum coverage against medical payments, third-party liability, collision.
 
To help you we will provide expert advice as to which insurance product is right for your business.
 
Truckers, Contractors of Food Trucks.
We are here for yours needs.

General Liability Insurance

General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. Never let third-party claims and legal suits affect your business or peace of mind. Buy a commercial liability insurance with the best business insurance agent in Charlotte.
 
A general liability insurance can protect businesses from incurring hefty compensations in case they are held legally responsible or sued for third-party injury and damages. This will include personal injury, property damage, products liability, contractual liability, and other coverages.
 
We have a customizable coverage options for your company.

WORKER'S COMPENSATION

As a business owner, it is your responsibility to provide a safe working environment to your employee. Unfortunately, accidents happen on the job.
 
By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers’ compensation coverage is the largest part of its insurance expense.
 
A workers’ compensation policy can address medical care and lost income for your employees, death benefits for survivors, and your potential liability for covered claims.

Business Umbrella Insurance

You’ve worked hard for the success of your business, and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.
 
You probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection.
 
Business umbrella insurance can help. It’s an additional layer of liability insurance that begins at the limit of an underlying liability policy. Purchased in $1 million increments, it can provide up to $10 million of coverage for qualifying businesses with covered claims; and it allows you to help protect your business from risks like large jury awards.

Professional Liability (Errors & Omissions) Insurance

Even if you’re an expert in your business, mistakes happen. Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
 
What Does Professional Liability Insurance Cover?
Professional liability insurance helps cover claims of:
• Negligence
• Misrepresentation
• Inaccurate advice
 
Even if you didn’t do anything wrong, your client can still sue your business if they believe you made a mistake. Without coverage, you’ll have to pay expensive legal defense costs out of pocket.

    + Reviews

    Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

    Charlie Harrison General Manager

    TC Insurance helped me when I decided to buy auto insurance for my company. I got the best price and received was having a coverage that fit my needs.

    Eduardo Suarez CEO Espanglish Marketing

    At TC Insurance I found the solution I needed to protect my workers in case of risks. I got coverage tailored to my needs through Worker's Compensation.

    Maria Marlin Charlotte

    At TC Insurance I have been able to find the home insurance I needed, allowing me to protect the future of my family in unexpected situations.

    Alfie Allen Family man and entrepreneur

    Why became a TC Insurance Client

    • Independent insurance agency representing multiple A+ insurance companies.
    • We are your insurance advocates, providing unbiased suggestions and customized solutions.
    • Choose from a wide range of business insurance products that suit your needs.
    • Affordable pricing.
    • You are not a client you are part of our family.

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